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    support@kinectcredit.com

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    +1 (312) 555-0198

    Mon–Fri, 9am – 6pm CST

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    Suite 1200, Chicago, IL 60654

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    Common Questions

    Get instant answers to the most frequently asked questions about our credit and loan services.

    What information do I need to apply?

    You'll need basic business details (legal name, EIN, time in business), your most recent bank statements, and an estimate of monthly revenue.application takes about 10 minutes and uses a soft credit pull that won't affect your credit score

    How long does the approval process take?

    Most applicants receive a decision within 4 hours. Once approved, funds can be drawn and wired to your account the same business day.

    Do you offer business credit for startups?

    Yes — businesses with as little as 6 months of operating history can qualify. Your rate and limit will be based on your current cash flow and revenue rather than years in business alone.

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