Fixed Rates Available

Transparent pricing.
No Surprise.

Every rate and fee, shown before you apply. What you see is exactly what you get.

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Starter

$5K – $25K

4%+ Monthly

Term 6-12 Months
Draw Fee 2%
Annual Fee $0
No prepayment penalty

Best for newer businesses or those building their credit history.

Apply for Starter

Growth

$25K–$100K Most Popular

2.5% – 4% Monthly

Term 12-24 months
Draw Fee 0-2%
Annual Fee $0
No prepayment penalty

Best for established businesses with solid revenue and credit history.

Get Growth Rate

Scale

$100K–$1M

1% – 2.5% Monthly

Term 12-24 months
Draw Fee 0-2%
Annual Fee $0
No prepayment penalty

Best for high-revenue businesses seeking maximum capital flexibility.

Inquire for Scale

The Power of Persistence

What Determines Your Rate?

Your exact rate is determined by our underwriting engine at the time of application, based on:

Business credit profile and personal credit score
Time in operation
Average monthly revenue and expense ratio
Bank balance history and cash flow trends
Outstanding debt relative to monthly revenue
Industry risk profile

Your rate is locked in at the time of offer and shown in full before you accept. We never reprice after you commit.

Full Fee Schedule

Your rate is locked in at the time of offer and shown in full before you accept. We never reprice after you commit.

Draw fee: 1-3%

Annual fee: 0% - always

Prepayment penalty: None - pay off early at no cost

Same-day ACH fee: $25 (optional - standard ACH is always free)

Rate ranges shown are based on creditworthiness, time in business, and revenue. Your exact APR will be disclosed prior to acceptance. This is not a commitment to lend. [LEGAL DISCLOSURE LANGUAGE TO BE PROVIDED BY COUNSEL]

Ready to scale your capital?

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No hard credit pull required for initial quote.